Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

A$10,000
A$1kA$100k
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Toyota Finance Australia

Toyota Finance Personal Car Loan
APR 7.0%
Best for Australian residents looking to finance a new or used vehicle, especially Toyotas.
A$5k–A$150k 12–60 months

This car loan is a solid choice for those purchasing a Toyota, offering tailored financing and fixed rates.

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NAB

NAB Personal Loan
APR 7.5%
This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.
A$5k–A$55k 12–84 months ⚡ Apply online

The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.

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Commonwealth Bank

CommBank Secured Car Loan
APR 6.79%
This loan is ideal for Australian residents seeking a vehicle loan with fixed rates and the added benefit of discounts for eco-friendly cars.
A$4k–A$120k 12–84 months

CommBank offers a straightforward secured car loan with a good range of financing options for both new and used cars.

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Plenti

Plenti Personal Loan
APR 6.17%
This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.
A$2k–A$75k 12–84 months ⚡ Funds in as little as 24 hours from approval

Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.

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NAB

NAB Secured Car Loan
APR 6.74%
This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.
A$10k–A$100k 12–84 months ⚡ Same day approval with funds within one business day after agreement

NAB's secured car loan offers flexibility and competitive rates for borrowers looking to finance a vehicle.

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Commonwealth Bank

Commonwealth Bank Personal Loan
APR 7.25%
This loan is best for those with a strong credit history looking for a reliable lender with established customer service.
A$4k–A$50k 12–84 months ⚡ Same day for eligible customers

The Commonwealth Bank Personal Loan offers competitive rates and flexible terms, making it a solid choice for eligible borrowers.

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Plenti

Plenti Secured Car Loan
APR 7.49%
This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.
A$5k–A$75k 36–84 months ⚡ Personalised rate in as little as 60 seconds; average settlement about 24 hours

Plenti's secured car loan is a suitable option for those needing a flexible loan for their vehicle, especially with quick approval.

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Liberty Financial

Liberty Financial Personal Loan
APR 5.67%
This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.
A$3k–A$80k 36–84 months ⚡ Get personalised rate in minutes

Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.

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Westpac

Westpac Car Loan
APR 6.49%
This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.
A$5k–A$100k 12–84 months

Westpac's car loan features competitive rates and flexible terms, making it a solid choice for many borrowers.

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ING

ING Personal Loan
APR 6.19%
Individuals with strong credit histories seeking a personal loan for major expenses or consolidating debt.
A$5k–A$60k 12–84 months ⚡ Same day for eligible customers

The ING Personal Loan offers competitive fixed rates starting at 6.19% p.a., making it suitable for those looking for predictable repayments. However, applicants with lower credit scores may face higher rates.

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ANZ

ANZ Personal Loan
APR 7.49%
Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.
A$5k–A$75k 12–84 months ⚡ Apply online

The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.

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OurMoneyMarket

OurMoneyMarket Personal Loan
APR 5.95%
Individuals with a good credit rating seeking a personal loan to fund significant expenses like home renovations or debt consolidation.
A$5k–A$75k 24–60 months ⚡ Fast online approval

With starting at 5.95%, OurMoneyMarket personal loans are an for those with good credit looking for substantial borrowing. However, the higher APR can reach up to 18.99%, which may deter some borrowers.

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Harmoney

Harmoney Personal Loan
APR 5.76%
This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.
A$2k–A$70k 24–84 months ⚡ Fast online approval, funds within 24 hours

Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.

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Westpac

Westpac Personal Loan
APR 7.0%
This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.
A$4k–A$50k 12–84 months ⚡ Same day for eligible customers

Westpac offers competitive fixed-rate personal loans suitable for various needs, but terms and eligibility criteria can be stringent.

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