Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

S$10,000
S$1kS$100k
Personal Consolidation Home Auto Student Business

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Lenders Compared

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OCBC Bank

OCBC Car Loan
APR 2.48%
Best for Singapore citizens or PRs earning at least SGD 30,000 annually looking for a reliable car loan.
S$10k–S$200k 12–84 months ⚡ Within 1 business day

This loan is a solid choice for those seeking flexible financing options for a new vehicle.

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OCBC Bank

OCBC Personal Loan
APR 3.99%
Individuals earning at least S$30,000 annually who need a personal loan with flexible repayment options.
S$5k–S$250k 12–60 months ⚡ Within 1 business day

With fast approval and no early repayment penalties, OCBC Personal Loan is ideal for those needing immediate cash. However, the minimum income requirement of S$30,000 may exclude some potential borrowers.

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DBS Bank

DBS Debt Consolidation Plan
APR 1.99%
It's best for individuals looking to streamline their payments and potentially lower interest rates on existing debts.
12–120 months

The DBS Debt Consolidation Plan offers a practical solution for managing multiple debts, but it's essential to fully understand its terms before committing.

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DBS Bank

DBS Home Loan
APR 1.48%
This loan is ideal for first-time homebuyers seeking affordable rates and reliable service.
12–360 months

DBS Home Loan offers competitive rates and flexible terms, making it a solid choice for homeowners in Singapore.

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Maybank Singapore

Maybank Car Loan
APR 5.24%
It's best for Singaporeans seeking straightforward financing with manageable monthly payments.
S$10k–S$150k 12–84 months ⚡ Quick digital application

Maybank's Car Loan provides competitive rates for those looking to finance their vehicle purchase.

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Standard Chartered

Standard Chartered CashOne Personal Loan
APR 3.5%
This loan is best for individuals seeking a straightforward personal loan with a quick application process and flexible repayment terms.
S$5k–S$250k 12–60 months ⚡ Within 1 business day

The Standard Chartered CashOne Personal Loan offers flexible borrowing options with competitive rates, making it a solid choice for personal financing in Singapore.

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Standard Chartered Bank

Standard Chartered Home Loan
APR 1.5%
Ideal for first-time home buyers seeking a straightforward loan process and helpful customer support.
12–360 months

The Standard Chartered Home Loan offers competitive interest rates and flexible repayment options, making it a solid choice for homebuyers in Singapore.

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UOB

UOB Car Loan: Flexible Financing for Your Vehicle
APR 2.78%
Ideal for those seeking a straightforward loan with a quick approval process and additional perks like cashback on car purchases.
S$10k–S$500k 12–84 months ⚡ In-principle approval within 1 business day

The UOB Car Loan offers competitive interest rates and flexible repayment options, making it a solid choice for car buyers in Singapore.

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HSBC Singapore

HSBC Personal Instalment Loan
APR 2.5%
Singapore residents with an annual income of at least SGD 40,000 who prefer manageable loan repayments.
S$5k–S$100k 12–60 months ⚡ 1-3 business days

This loan is those seeking predictable monthly payments and quick access to funds. However, it may not suit everyone, especially higher loan amounts or longer terms.

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DBS Bank

DBS Car Loan
APR 2.78%
Best suited for Singapore citizens or PRs with a stable income seeking a reliable car financing option.
S$10k–S$200k 12–84 months ⚡ In-principle approval within 1 hour

DBS Car Loan is a solid choice for those looking to finance a vehicle with flexible repayment terms and swift approval.

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DBS Bank

DBS Personal Loan
APR 3.22%
It's best for individuals seeking a personal loan with straightforward terms and quick approval times.
S$3k–S$200k 12–60 months ⚡ Instant approval for existing customers

The DBS Personal Loan offers competitive rates and flexible repayment options, making it a viable choice for those in need of quick financing.

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Hong Leong Finance

Hong Leong Finance Car Loan
APR 5.24%
Best for those looking for a straightforward car loan with quick approval and significant financing options.
S$20k–S$150k 12–84 months ⚡ Fast approval with dedicated specialist

Hong Leong Finance offers a competitive starting rate, making it a solid option for new car buyers in Singapore.

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UOB

UOB Personal Loan
APR 3.54%
Singapore citizens and PRs earning at least S$30,000 annually who need a personal loan for immediate expenses.
S$5k–S$200k 12–60 months ⚡ Within 1 business day

UOB offers a quick online application process and approval within one business day, making it convenient for urgent cash needs. However, the maximum APR of 12% could be steep for some borrowers, particularly those with lower credit ratings.

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CIMB Bank

CIMB Personal Loan
APR 3.0%
Singapore residents earning at least SGD 30,000 annually who need quick access to cash for personal expenses.
S$5k–S$200k 12–60 months ⚡ Same day

The CIMB Personal Loan provides one of the more flexible borrowing options in Singapore, especially with no collateral needed. However, be aware that the advertised low rates are often not available to all applicants, depending on creditworthiness.

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